£35k stuck in Apple's pipeline.
12-month cash flow model. Real payout dates. Three financing scenarios.
Get the modelExample: £50k/month studio. Cash arrives in unpredictable waves due to Apple's 33-day delay.
What's inside
7 connected sheets. 800+ formulas. Zero macros. Works in Excel and Google Sheets.
Your cash reality
Apple FY2026–27 and Google payout dates mapped to calendar months. See when money actually hits your account.
3 scenarios, side by side
No financing vs factoring vs credit line. Same inputs, different outcomes. Every formula visible.
Growth impact
UA reinvestment engine with three ROAS presets. See how earlier cash access compounds into growth over 12 months.
Get the financial model
.xlsx file. Works in Excel and Google Sheets. No macros.
We'll send the model to your email with a short setup guide. Unsubscribe anytime. Privacy Policy
Common questions
Yes. Open the .xlsx file directly in Google Sheets — all formulas work. No macros, no VBA, no add-ons required.
Just the blue cells in two sheets: INPUTS (your revenue, growth rate, financing terms) and COSTS (your monthly expenses by category). Everything else calculates automatically.
Apple dates are based on the official FY2026–FY2027 fiscal calendar with actual 4-5-4 week periods and ~33-day delay. Google dates follow the standard 30-day monthly cycle. Both match real payout patterns.
The model runs the same math for all three scenarios: no financing, factoring, and credit line. Same revenue, same costs. Every formula is visible and editable. If credit line works better for your numbers — the model will show that.
See your real cash position
3% flat fee. Your account, your control. No commitment until you accept.